Yabeo

What they fund

• Stage — Any stage, including seed and Series A (e.g., Solaris Series A, Coya Series A) [2][3].
• Sector — Tech startups, specifically in healthcare, insurance, fintech, AI, and clean tech [1].
• Geography — Primarily Germany, with some European expansion (e.g., Solaris passporting to Europe) [1][3].
• Shape — Companies with bold visions, passionate founder teams, and scalable impact [1].

Credibility: Yabeo's website and funding announcements confirm their focus on these sectors and stages [1][2][3].

Investment thesis

Yabeo invests in tech startups that redefine outdated rules in their segments, partnering with visionary founders to support scalable ideas and strong execution [1]. They specifically target companies disrupting fragmented or outdated markets, such as healthcare and insurance brokerage, while aiming to empower outstanding ideas that shape the world in a sustainable way [1].

• Core Belief — They believe in the power of tech companies and invest in scalable ideas with strong execution [1].
• Selection Criteria — They look for bold visions and passionate founder teams, specifically targeting companies that disrupt fragmented or outdated markets (e.g., healthcare, insurance brokerage) [1].
• Impact & Sustainability — They aim to empower outstanding ideas that shape the world in a sustainable way [1].

Credibility: The firm's own website explicitly states these criteria and lists portfolio companies like Cera, Clark, and Yazen as examples of their thesis in action [1].

Value add

Yabeo actively supports founders all along the way, partnering with them to scale their ideas [1].

Fit verdict: Yabeo is a strong fit for German tech startups in healthcare, insurtech, and fintech seeking early-stage capital and strategic support.

Founder diligence script:

• What specific operational support does Yabeo provide beyond capital?
• How does Yabeo help with regulatory challenges in healthcare and insurance?
• What is Yabeo's follow-on investment strategy for successful portfolio companies?

Portfolio focus

• Healthcare & Insurtech — Cera Care (healthcare), Coya (insurance, acquired by Luko/Allianz) [1][2].
• Fintech & BaaS — Solaris (banking-as-a-service, raised €26.3M Series A with Yabeo) [3].
• AI & Data — Yazen (GLP-1 digital layer), Fantix.ai (AI data management), Smart Reporting (AI-powered reporting) [1].
• Clean Tech & EV — Pionix (EV charging infrastructure) [1].

Credibility: Portfolio companies are listed on Yabeo's website and corroborated by external funding reports and Wikipedia entries [1][2][3].

Notable investments & exits

• Coya — Acquired by Luko in 2021, which was later acquired by Allianz [2].

Credibility: Wikipedia entry for Coya AG confirms the acquisition by Luko and subsequent acquisition by Allianz [2].

Strategic implications

Yabeo's focus on healthcare and insurtech suggests a strategic edge in navigating complex regulatory environments in these sectors. Their active support model may create strong founder loyalty, leading to higher follow-on investment rates. The lack of disclosed fund size and vintage is a risk, as it limits transparency for potential LPs and founders.

Where they could go further

Yabeo should disclose fund size and vintage to attract more LPs and founders. They should expand their geographic focus beyond Germany to tap into European markets. Yabeo should develop a more structured board seat policy to clarify their governance approach.